Essential Apps for Budgeting

In this article, we offer insights into several leading budgeting apps so you can make an informed decision and start your saving journey.

A person holding a phone looking at a banking app
(Image credit: Getty Images)

In the age of smartphones, personal finance has been revolutionised by a wide range of money-managing apps. Designed to help us manage our finances more effectively, these tools offer features ranging from expense tracking to investment management. But with so many options available, which one should you choose?

Plum

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Plum Plans
FreePlus £1/monthPro £2.99/monthUltra £4.99/month
Automatic DepositsAutomatic DepositsAutomatic DepositsAutomatic Deposits
Round UpsRound UpsRound UpsRound Ups
2.75% Interest on savings3.05% Interest on savings3.05% Interest on savings3.51% Interest on savings
InvestmentsInvestmentsInvestmentsInvestments
Personal PensionsPersonal PensionsPersonal PensionsPersonal Pensions
1 Interest Pocket15 Interest Pockets15 Interest Pockets15 Interest Pockets
XPocket GoalsPocket GoalsPocket Goals
XCashbackCashbackCashback
X12 Mutual Funds12 Mutual Funds12 Mutual Funds
XXPlum CardPlum Card
XXXPriority Customer Support
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Emma Plans
FreePlus £4.99/monthPro £9.99/monthUltimate £14.99/month
Combine AccountsCombine AccountsCombine AccountsCombine Accounts
Payday TrackingPayday TrackingPayday TrackingPayday Tracking
Monthly BudgetsMonthly BudgetsMonthly BudgetsMonthly Budgets
Subscription TrackerSubscription TrackerSubscription TrackerSubscription Tracker
XCashbackCashbackCashback
XPriority SupportPriority SupportPriority Support
XBill RemindersBill RemindersBill Reminders
XFraud DetectionFraud DetectionFraud Detection
XCustom IconsCustom IconsCustom Icons
XPay Bills & TransfersPay Bills & TransfersPay Bills & Transfers
XXSavings GoalsSavings Goals
XXSplit TransactionsSplit Transactions
XXCustom CategoriesCustom Categories
XXNet Worth CalculatorNet Worth Calculator
XXRolling BudgetsRolling Budgets
XXXBusiness Accounts
Nathan Walters
Editor

I started at MyVoucherCodes as a Deal Expert, sourcing top deals and discount codes. I combined these skills with my passion for writing to become an Editor, helping readers save money. As a former student and homeowner, I understand the need to budget and provide shopping tips, especially for vegetarian and vegan diets. I've also written for publications like The Sun, My Weekly, iPaper and Pick Me Up!

In my spare time, I play video games, write reviews for GameReport, and explore tech gadgets. I also enjoy DIY projects, having worked in a tool store and renovated my home on a budget.